Uninsured Motorist Claims Attorney in Orlando
What Happens if the Other Driver Doesn’t Have Insurance?
You’re driving down the road when all of a sudden, your vehicle is
hit by another car. One of two things can happen next: you can watch in
horror as the other vehicle speeds away, or the other driver pulls over
but informs you that he or she does not have any insurance coverage. This
happens much more often than many people realize; in fact, a National
Association of Insurance Commissioners report has found that one in eight
drivers is uninsured. Florida also has the second-highest percentage of
uninsured drivers in the nation at 23.8 percent.
If this has happened to you, you may have questions about what to do next,
who to contact, and who will pay for your injuries and/or damage to your
vehicle. Todd Miner Law is available to answer your questions and put
your mind at ease. Do not delay in contacting an Orlando car accident
lawyer at our firm to request a free case evaluation. We can review the
circumstances of your accident and advise you on the best way to proceed
with a claim.
Call us at (407) 269-5877 to get started.
What is UM/UIM Coverage & How Does it Protect You?
UM/UIM coverage exists to protect drivers and passengers when they are
involved in an accident with a driver who either does not have insurance
or does not have enough insurance to cover the full amount of the injured
person’s losses. UM/UIM coverage is also useful in situations in
which the driver who causes a
car accident fails to pull over and exchange insurance information (“hit and run”).
In Florida, a no-fault state, drivers are required to carry a minimum of
$10,000 worth of Personal Injury Protection (PIP) coverage and property
damage liability (PDL) coverage to be used in the event of an accident.
If you’re involved in an accident, regardless of whose fault it
was, your own personal insurance coverage is where you’ll go first
for reimbursement. If the other driver does not have insurance and your
own PIP policy is insufficient to cover all of your losses (the $10,000
limit may not go very far), you may then file a UM/UIM claim seeking additional
compensation for medical bills, lost wages, and pain and suffering.
If you have not purchased this coverage, you could be stuck paying for
these losses and damages out of your own pocket. Since no two cases are
alike, it is important to consult with an attorney about which options
are available to you.
Call Today to Start the Claims Process
The auto insurance claims process involves a variety of factors and can
be highly complex without the help of someone who is well versed in this
area of the law. If you need assistance with an uninsured motorist claim
in Orlando, turn to Todd Miner Law for quality representation backed by
Todd’s extensive experience. We have recovered millions of dollars
in compensation for our clients. If we can’t make a recovery in
your case, you owe us nothing!
Schedule a consultation
today to talk about your potential claim.