Florida is a “no-fault” auto insurance state, which requires
most car owners to carry a minimum of $10,000 in personal injury protection.
If you are involved in an
automobile accident, your insurance company is supposed to pay for 80% of your medical bills
and 60% of lost wages up to $10,000.
While your insurance company is required to pay 80% of your medical bills
and 60% of your lost wages, up to a total of $10,000, the other 20% and
40%, and anything over the $10,000, comes out of your pocket. To recover
these additional losses, you can hire an attorney to fight the other party
and their insurance company.
A personal injury lawyer may not be required if you have a minor accident
and have no injuries. However, if you are injured, you could find that
your insurance is not enough to make you whole.
It never hurts to contact a personal injury lawyer to discuss your case.
An experienced and aggressive attorney will not let the insurance company
take advantage of your limited knowledge of settlement negotiation. Insurance
companies have a financial interest in settling for the lowest amount possible.
If you have to file a lawsuit against another party, you must be able to
prove that the other party was negligent and was the cause of your injuries
and losses. A person can be held responsible if they did something they
should not have done, or, if they failed to act when they had a duty to do so.
An Orlando personal injury lawyer can help you recover the costs associated
with your medical treatment and for lost wages while you recover. You
may also receive compensation for future medical costs, a permanent disability,
or any number of other costs that stem directly from your accident.