Orlando Underinsured Motorist Attorney

If you are in a car accident caused by another driver, you should not have to shoulder the costs of medical care or property repair. In an effort to prevent this kind of problem, Florida law requires all drivers to carry auto insurance policies. Unfortunately, there are still many drivers on the road who do not carry adequate insurance coverage.

Orlando underinsured motorist attorney Todd Miner is committed to helping victims of negligent drivers avoid being left with the bill. Our experienced legal team will work hard to ensure that your rights are fully protected. Call our offices today at 407-420-4040.

Your Rights and Responsibilities

Some states require all drivers to carry bodily injury insurance, which covers medical costs to the other driver if the policy holder causes a car accident. Florida has a different policy, however. In our state, all drivers are required to carry:

• Personal injury protection (PIP) covering at least $10,000. This policy will cover your medical bills if you are in a car accident, regardless of who was at fault. If you have medical bills exceeding $10,000 and the other driver was at fault, he or she may be liable for your additional expenses.
• No-fault property damage liability (PDL) covering at least $10,000. This policy will pay for repairs to the other driver’s car if you are the cause of a collision.

As you can see, being involved in a car accident with an underinsured motorist can create serious financial problems for you. This is why many Orlando drivers purchase additional underinsured motorist coverage. This coverage will help make up the difference between your actual expenses and what the driver responsible for your accident can pay.

Contact Us

Sadly, getting insurance companies to pay you what you are owed can be a complex struggle. If you need assistance filing an Orlando underinsured driver claim, contact the offices of Todd Miner today at 407-420-4040.